Pollution Liability Insurance
A general liability insurance policy covers basic commercial liability risks, but it typically doesn’t include coverage for incidents involving pollution. If your company is found liable for bodily injury or property damage due to the release of fuel, chemicals, toxic gases, or other contaminants or corrosives, it could be held responsible for damages and clean-up costs.
Those most common businesses at risk are in the contracting, manufacturing, and transportation industries, but many other types of firms are also affected, including small businesses like landscapers and restaurants.
How can you protect against this exposure? Pollution Liability insurance – which covers owners and operators across a wide variety of industries. This coverage often responds to both sudden and gradual pollution events and can cover on-site and off-site problems. Legal defense costs are usually included, and some policies provide an option for an extended reporting period for claims.
Additionally, a Pollution Liability insurance policy can be customized to your specific requirements, even including coverage for acquired properties and business interruption costs.
At A.D. Martin Commercial Insurance, we will evaluate your business’s environmental liability risk and advise you on products that will protect you in the event of an accident, as well as procedures you can implement to minimize the chances of a claim.
Environmental accidents happen. Be sure you’re properly covered.
A.D. Martin provides business insurance throughout the counties of Atlantic, Cape May, Gloucester, Salem, Cumberland, Camden and Burlington in New Jersey; New Castle County in Delaware; and Chester, Philadelphia and Delaware Counties in Pennsylvania.