Employment Practices Liability

Companies face many different exposures and employment-related risks are among the most damaging – whether you are a large corporation, a local manufacturer, or a small to medium size retailer. In fact, in recent years there has been a spike in lawsuits brought against employers across all industries – from hospitality to wholesalers and distributors through to retailers and services, especially in the area of racial and gender discrimination, sexual harassment, and violations of certain regulations such as the Family Medical Leave Act.

What can you do to protect your company from these types of lawsuits? Obtain Employment Practices Liability (EPL) coverage from the trusted business insurance experts at A.D. Martin Commercial Insurance.

An Employment Practices Liability policy steps in where Directors and Officers insurance and General Liability insurance leave off. It can pay for legal costs, settlements and damages associated with employment practices allegations. Coverage protects your company, your leadership and even employees. Its broad guidelines usually encompass most claims of discrimination, harassment, wrongful termination and workplace misconduct that lead to emotional or physical distress. It also covers breach of contract issues. The policy pays for legal costs, settlements, and damages associated with employment practices allegations.

The cost of coverage is determined by the size of your business in conjunction with additional exposures that we will discuss with you in detail.

Don’t leave yourself exposed to employee liability suits.

A.D. Martin provides business insurance throughout the counties of Atlantic, Cape May, Gloucester, Salem, Cumberland, Camden and Burlington in New Jersey; New Castle County in Delaware; and Chester, Philadelphia and Delaware Counties in Pennsylvania.