Employee Benefits Liability

As a business owner, getting experienced, skilled employees as part of your operation involves offering competitive retirement packages, particularly prevalent in this competitive workplace environment. A retirement plan for many companies can be a part of a salary, commission, and benefits package to attract and keep top talent. Yet critical, liability-producing issues may arise with the administration of your plan and lawsuits could result.

Examples of potential exposures include, for example, if an HR person didn’t provide an employee with the appropriate COBRA information following termination that results in the ex-employee losing benefits, or you neglected to add an employee to a benefits plan or adjusting coverage as requested.

A.D. Martin Commercial Insurance offers Employee Benefits Liability insurance to cover the cost of potential lawsuits that result from processing errors related to employee benefits. Coverage is also available if you fail to advise employees of your benefits program. This coverage is cost effective and easily added to your General Liability policy.

Comprehensive insurance solutions for the businesses we serve.

A.D. Martin provides business insurance throughout the counties of Atlantic, Cape May, Gloucester, Salem, Cumberland, Camden and Burlington in New Jersey; New Castle County in Delaware; and Chester, Philadelphia and Delaware Counties in Pennsylvania.