Contractors Insurance

We depend on contractors for everything from home construction to remodeling a kitchen or adding an extension, to landscaping a commercial building, “greening” a property with solar panels, to much more.

At A.D. Martin Commercial Insurance, we provide a complete suite of insurance products and services to the broad contractor segment with property, liability, and workers compensation insurance.

We offer commercial general liability insuranceanchored strongly with additional coverages, such as pollution liabilityemployment practices liability, and errors and omissions for those who also provide professional services such as design. We can also expand your insurance program, whether written as a package policy or with individual insurance policies, with umbrella insurance, builder’s risk, installation floaters, and other key specific-industry coverages.

Our experienced staff will review your property needs so that we make sure that not only your building is covered with proper values but also coverage applies to items at your worksites. We insure mobile equipment and tools against theft, damage and breakdown, and can provide you with business interruption insurance that can help you cover lost income, relocation, and other expenses associated with a business shutdown caused by a covered peril. You can also insure your business autos with us, and we can provide you with the Surety Bonds you need.

We can broaden your policy to include additional insureds, and will help you find appropriate coverage in case their work or yours is found deficient or responsible for harm to another.

A.D. Martin insures a broad spectrum of contractors, including those we are featuring here:

  • Carpentry
  • Drywall Installation
  • Electricians
  • Landscaping
  • Masonry
  • Plumbing, Heating & Air Conditioning
  • Solar Energy

In addition, we provide insurance programs to contractors that include but are not limited to:

  • Appliance Installation/Repair
  • Cable Service Line Installation
  • Carpet and Furniture Cleaning
  • Ceiling/Wall Installation
  • Communication Equipment Installation
  • Concrete Construction
  • Door, Window or Assembly Millwork Installation
  • Driveway/Sidewalk/Parking Area Paving/Repair
  • Excavation/Grading of Land
  • Fence Erection Contractors
  • Floor Covering Installation
  • Furniture or Fixtures Installation
  • General Contractors – Commercial and small residential projects
  • Glaziers – Building Glass Installation
  • Heating & Air Conditioning Systems Installation/Repair
  • Home Entertainment Systems and Satellite Dish Installation
  • House Furnishings Installation
  • Insulation Work
  • Interior Decorators
  • Janitorial Services
  • Locksmiths
  • Metal Erection
  • Painting & Paperhanging
  • Plaster / Stucco Work
  • Siding Installation
  • Tile, Stone, Mosaic Installation
  • Water Softening Equipment Installation, Service or Repair
  • Water Well Drilling

We have the insurance tools you need on and off the job.

A.D. Martin provides business insurance to contractors throughout the counties of Atlantic, Cape May, Gloucester, Salem, Cumberland, Camden and Burlington in New Jersey; New Castle County in Delaware; and Chester, Philadelphia and Delaware Counties in Pennsylvania.