Commercial Real Estate Insurance

Property owners today face complex premises liability and property damage exposures, in addition to challenges that arise from contractual obligations; loss of income and expenses due to business interruptions, utility transmission outages, and project delays; and environmental exposures, just to name a few. What’s more, you need to be vigilant when it comes to safety and having controls in place to mitigate risks for the occupants in the building – even if your tenants’ policies relieve you of any liability should an accident or injury occur on their premises.

At A.D. Martin Commercial Insurance, we can put our experience to work for you.

We will provide you with the insurance protection and loss control guidelines you need through exclusive programs from our top-tier insurance company partners. Our programs are specifically designed for the unique exposures of the commercial real estate and commercial property owner sector. Coverages can include, but are not limited to:

  • General Liability (including coverage for newly formed/acquired entities)
  • Property
  • Business Income for Anchor/Dependent Properties
  • Utility Services
  • System Power Pac (electrical or mechanical breakdown)
  • Builders Risk & OCIP
  • Additional Costs/Soft Cost Coverage due to a project construction delay (includes real estate taxes, interest, insurance premiums, legal, accounting, architect and engineering fees)
  • Commercial Auto
  • Commercial Umbrella
  • Employment Practices Liability
  • Workers Compensation

We can also provide you with specialty coverages such as Errors & Omissions (E&O), Directors & Officers (D&O), and Environmental Liability.

Our commercial building owners program provides coverage for:

  • Office Occupancies
  • Manufacturing Occupancies
  • Retail Occupancies
  • Shopping Centers & Strip Malls
  • Warehouse & Wholesale Operations

Additionally, when we insure your property, you will have access to our insurers’ safety management teams, offering you a broad range of value-added services to help foster a safer environment for your employees and customers while assisting you in managing your insurance costs by stemming losses and reducing claims.

When you’re in the market for insurance, count on A.D. Martin.

Whether you manage or own an office building, retail outlet, shopping center, manufacturing plant, or industrial warehouse, we offer a comprehensive insurance coverage solution. A.D. Martin provides business insurance throughout the counties of Atlantic, Cape May, Gloucester, Salem, Cumberland, Camden and Burlington in New Jersey; New Castle County in Delaware; and Chester, Philadelphia and Delaware Counties in Pennsylvania.